(770) 606-1066 maurni@1stghm.com

Your Home Loan Options

Whether you’re a first-time home buyer or refinancing an existing home, our experienced loan experts can help you choose a home loan program that’s right for you. Unlike other home mortgage lenders, we won’t get you on the hook, then leave you out to dry during the overwhelming and daunting application process. Instead, we’ll work with you every step of the way to guide you, help you and ensure you get the best home loan possible.

Fixed Rate Mortgage

Fixed rate home mortgage loans offer the same interest rate and monthly principal and interest payment throughout the entire term of the loan. Financing with a fixed rate loan provides stable, predictable payments homeowners can rely on.


This loan option allows you to refinance of the current loan balance and an additional amount to allow the borrower to get cash from the equity in their current primary residence.

Adjustable Rate Mortgage (ARM)

With an adjustable rate mortgage, the initial interest rate is fixed for a period of time then converts to an annual adjustable rate for the remaining term of the home loan. Your interest rate and monthly payment may increase or decrease based on changes in your index.

Government (FHA/VA)

FHA and VA home loans are mortgages backed by the Federal Housing Administration (FHA) or by the Veterans Administration (VA), and is available to qualified military veterans.